Ripple revealed on Thursday that it will acquire Rail, a stablecoin-powered global payments platform, for $200 million in a deal aimed at strengthening its position in digital asset payment infrastructure.
Ripple to Acquire Stablecoin Payment Infrastructure Platform Rail
The San Francisco-based blockchain company said Rail’s technology will enhance Ripple Payments’ network, which already offers broad payout capabilities, liquidity in digital assets, and more than 60 licences for compliant payment flows.
Rail adds virtual accounts and automated back-office infrastructure to streamline customer operations.
“Stablecoins are quickly becoming a cornerstone of modern finance, and with Rail, we are uniquely positioned to drive the next phase of innovation and adoption of stablecoins and blockchain in global payments,” said Ripple President Monica Long.
Ripple said the combined platform will allow businesses to send and receive stablecoin-based payments across key corridors, including U.S. dollar transactions, without holding crypto on their balance sheets.
It will also support payments in multiple digital assets, including Ripple’s RLUSD and XRP, while providing competitive pricing for large transactions.
Rail chief executive Bhanu Kohli said the company had “built the fastest way to settle business payments internationally using stablecoins” and expected to process more than 10% of the $36 billion global B2B stablecoin payments in 2025.
“Ripple shares our vision, and together, we’re excited to bring our innovation to the millions of businesses that move money internationally,” he said.
The deal, which is subject to regulatory approval, is expected to close in the fourth quarter of 2025. Ripple has invested more than $3 billion in acquisitions and strategic opportunities to date.
