SBI Holdings has announced a co-lead investment in Pints AI, a Singapore-based provider of agentic artificial intelligence built specifically for financial institutions operating under strict privacy and compliance requirements. The investment was made through the SBI-NTU-Kyobo Digital Innovation Fund, a Singapore-based early-stage vehicle established by SBI Group alongside NTUitive and Kyobo Securities.
Pints AI develops “Autothought,” an AI platform designed to help banks and insurance companies automate manual-heavy processes such as underwriting, insurance claims processing, and new client onboarding. The platform generates traceable audit trails for AI-assisted decisions and is built on a proprietary agent orchestration framework that routes tasks to the most suitable language model, from small purpose-built models to more powerful ones, across a single governed system. This architecture is also intended to give institutions model sovereignty, reducing dependence on any single AI provider.
Since its founding less than two years ago, Pints AI has been deployed by 12 financial institutions across Singapore, India, Hong Kong, and the United States. Early results have been notable, with some clients cutting underwriting times by 40% and new client onboarding times by 70%, generating a combined cost saving of approximately 10 million USD.
The new capital will fund expansion across the Asia Pacific and the Middle East, grow the company’s engineering team, and support the development of “Autothought Studio,” a toolset enabling institutions to build and manage AI applications internally.
